As individuals mature they often seek a more fulfilling lifestyle often by working fewer hours or changing to a less stressful work environment.

Common Planning Issues:

• Complex financial planning needs related to living on fixed incomes and with the current expectation of much longer life expectancies.
• A desire for asset management strategies that both grow and preserve the portfolio over increasingly long periods of withdrawal.
• Need for long term care and focused estate planning.

Common financial goal: balancing current income needs with sustained growth and asset preservation. Other goals focus on a client’s legacy, what’s the next phase in their life and what role they want wealth to play in the lives of their children and grandchildren.